Why choose a life plan community At The Osborn?
The Osborn provides you with the peace of mind that you deserve, combining the benefits of a health-focused, enriching lifestyle with the comfort of an amenity-rich campus.
Individuals welcomed at any care level
As a Type C community, The Osborn offers greater flexibility to support couples in continuing to live together as individual needs evolve
Seamless care transitions on the same campus
Transparent pricing options with clear expectations
Vibrant lifestyle programming at every stage
At The Osborn, our Independent Living residents’ deposits are 100% refundable once their residence is reoccupied.
Planning Ahead
At The Osborn, a Life Plan Community, we believe in flexibility, transparency, and choices that work for your life, at every stage. When considering a Life Plan Community, it’s important to understand which option is best for you.
Learn more about Independent Living in our comprehensive brochure.
FAQ
Answers to your questions
Life Plan Communities, such as The Osborn, provide their residents with a full continuum of health options in one campus, as well as access to a wide range of services and amenities. At The Osborn, we provide peace of mind in knowing that health services are available, should the need ever arise.
In contrast, most rental communities do not include health services for their residents. If they do include health services, there is no guarantee of priority access or pricing for residents.
Since medical services are generally not offered at a rental community, residents requiring medical assistance while they recover from injuries or illnesses are often required to move from their home during their greatest time of need, resulting in a physical adjustment in lifestyle, as well as mental and emotional challenges.
Type A contracts present an all-inclusive bill with high prices and fixed costs. Type C (Fee-for-Service) contracts have lower initial costs and monthly fees, which cover housing and amenities, and flexible market rates for any assisted living or skilled nursing care needed later.
The main difference is that with Type A, you pay in advance for your healthcare, while with Type C, you pay as you need it.
Although tax laws are subject to change, many residents of senior living and Life Plan Communities can deduct a portion of their entrance or monthly fees as medical expenses. Rules vary by state and individual circumstances, so we advise you to consult your tax advisor to determine what’s deductible for you and your family.
Your long-term care insurance can work hand-in-hand with The Osborn. When you access any of our health-related services, such as Assisted Living, Memory Care, Skilled Nursing, Rehabilitation, or Home Care, you may receive benefits directly as the policyholder.
Long-term care insurance typically does not cover Independent Living costs. Review your specific policy with your insurer (and our team if needed) to confirm eligibility and benefits before moving to The Osborn.
The Osborn’s entrance fee is a one-time, 100% refundable payment at move-in. The amount depends on the size and type of residence you choose, secures lifetime priority access to our full continuum of on-campus care (Assisted Living, Memory Care, Skilled Nursing, Home Care), and funds community maintenance and amenities. Many residents use proceeds from selling their home. Your entire entrance fee is refundable to you, your partner, or your estate.
The Osborn’s set monthly fee covers campus amenities, daily services, community upkeep, 24-hour security, and more. You also skip the costs and daily upkeep of home ownership, such as property taxes, repairs, yardwork, and fluctuating utility bills. With our monthly fee, even lightbulbs and doorknobs are included.