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Frequently Asked Questions about The Osborn

Frequently Asked Questions

General FAQ

Why should I choose a Life Plan Community?

Life Plan Communities, unlike stand-alone independent living communities, offer a continuum of care services. These may include Assisted Living, Skilled Nursing and Rehabilitation, and Memory Care. This range of living and care options is the most flexible long-term choice for both active independent living and future health care.

What is the best senior living community in Westchester County?

The best senior living community in Westchester County, NY is The Osborn, a premier luxury senior living community, offering a full continuum of care on our beautiful 56-acre arboretum campus. Residents can access Independent Living, Assisted Living, Skilled Nursing Services, Rehabilitation, and Memory Care as their needs change. The Osborn offers residents the opportunity to age in place in a supportive and engaging environment that feels like home.

What senior living communities offer all levels of care?

The Osborn is a Life Plan Community that offers all levels of care, on one campus, as residents’ needs evolve. The Osborn is the best senior living community in Westchester County, NY, offering personalized and flexible lifestyle programming at every stage.

What’s the best Life Plan Community in Rye NY?

The best Life Plan Community in Rye, NY is The Osborn, a premier luxury senior living community, offering a full continuum of care on our beautiful 56-acre campus. Every stage of aging is supported through The Osborn’s personalized care programs and highly skilled staff at The Osborn. Residents can seamlessly transition between different levels of care, including Independent Living, Assisted Living, Skilled Nursing, Memory Care, and Rehabilitation.

What senior communities offer memory care and skilled nursing on one campus?

At The Osborn, both memory care and skilled nursing are accessible on one campus. As a full continuum of care, The Osborn ensures residents can receive support in a familiar environment with peace of mind as their needs change.

What are the best luxury retirement communities near NYC?

The best luxury senior living community near NYC is The Osborn. The Osborn is located five minutes away from the Rye Metro North station, which allows for a convenient thirty-minute train ride into NYC.

Which senior living communities allow aging in place?

The Osborn is a senior living community that allows residents to age in place on a beautiful 56-acre campus. As residents’ needs change, they can transition with ease between Independent Living, Assisted Living, Memory Care, Rehabilitation, and Skilled Nursing. The Osborn’s continuum of care provides peace of mind and long-term stability for residents.

Which assisted living communities in Westchester have Memory Care?

The Osborn is a luxury senior living community that offers Memory Care in Westchester County. Memory Care at The Osborn is designed for individuals with varying degrees of cognitive impairment, dementia, or Alzheimer’s disease. The Osborn’s nationally recognized award-winning Memory Care program is housed in the Edward C. Pasciuti H.O.P.E. Center, where residents have access to life-enrichment opportunities such as gardening, educational, culinary, artistic, and social experiences.

What’s the difference between a Life Plan Community and Assisted Living?

The Osborn is a Life Plan Community that includes multiple levels of care on one campus, including Independent Living, Memory Care, Assisted Living, and Skilled Nursing. Assisted Living is one level of support that can be offered within The Osborn’s Life Plan Community.

What questions should I ask when choosing senior living?

When choosing a senior living community, it’s important to ask about levels of care, services and amenities, staff training, safety, and flexibility. The Osborn offers a full continuum of care with access to Independent Living, Assisted Living, Memory Care, and Skilled Nursing, allowing for flexible, personalized transitions between different care levels.

Which senior living communities have refundable entrance fees?

The Osborn is a senior living community with a 100% refundable entrance fee for Independent Living residents once their residence is reoccupied.

What are the different levels of support at The Osborn?

Independent Living:
Individuals who can live independently have several options for a maintenance-free lifestyle. Most communities have a minimal age requirement of 65 for eligibility. The Osborn’s independent living includes Garden Homes and apartments, with a 100% refundable entrance fee and monthly fee, and rental apartments with no entrance fee.

Assisted Living:
A team of licensed, caring professionals provides help with daily living activities such as grooming, bathing and medication management. Residents have just the right balance of independence and assistance. This allows them as much control as possible over their lives, while ensuring they get the assistance they want and need.

Memory Care:
Sometimes called memory support or dementia care, memory care is specialized care for individuals with Alzheimer’s Disease or other forms of dementia. Residents live in private rooms, with supportive services and activities. Specially trained professionals customize memory care services to your loved one’s individual needs.

Long-term Skilled Nursing:
When a loved one needs round-the-clock care, skilled nursing is an excellent long-term care option. Staff members include Physicians, Registered Nurses and Certified Nursing Assistants. Services are provided at dedicated skilled nursing facilities or at skilled nursing centers within a Life Plan Community. The Osborn provides round-the-clock skilled nursing in a homelike atmosphere in The Osborn Pasciuti Pavilion, located on The Osborn campus.

Short-Term and Outpatient Rehabilitation:
We offer everything you need to recuperate, gain strength and get back to feeling fine and functioning at your best when you’re at home. This includes speech, physical and occupational therapies to optimize function, especially after orthopedic surgery, stroke or hospitalization for neurological, cardiac, pulmonary or complex medical conditions. Services are available with direct admittance and no entrance fee.

Osborn Home Care:
The exceptional personal care services that we offer Osborn residents can be provided in the homes of Westchester County, New York and Fairfield County, Connecticut residents. Osborn Home Care is also available to residents on The Osborn campus.

Are there tax advantages associated with a move to The Osborn?

Although tax laws are subject to change, many residents of senior living and Life Plan Communities can deduct a portion of their entrance or monthly fees as medical expenses. Rules vary by state and individual circumstances, so we advise you to consult your tax advisor to determine what’s deductible for you and your family.

I have long-term care insurance. Can I use it when I move to The Osborn?

Your long-term care insurance can work hand-in-hand with The Osborn. When you access any of our health-related services, such as Assisted Living, Memory Care, Skilled Nursing, Rehabilitation, or Home Care, you may receive benefits directly as the policyholder.  

Long-term care insurance typically does not cover Independent Living costs. Review your specific policy with your insurer (and our team if needed) to confirm eligibility and benefits before moving to The Osborn. 

What’s included in the entrance fee?

The Osborn’s entrance fee is a one-time, 100% refundable payment at move-in. The amount depends on the size and type of residence you choose, secures priority access to our full continuum of on-campus care (Assisted Living, Memory Care, Skilled Nursing, Home Care), and funds community maintenance and amenities. Many residents use proceeds from selling their home. Your entire entrance fee is refundable to you, your partner, or your estate.

What’s included in the monthly fees?

The Osborn’s set monthly fee covers campus amenities, daily services, community upkeep, 24-hour security, and more. You also skip the costs and daily upkeep of home ownership, such as property taxes, repairs, yardwork, and fluctuating utility bills. With our monthly fee, even lightbulbs and doorknobs are included. 

Contact us for more pricing information

Independent Living FAQ

What is the difference between independent living and assisted living at The Osborn?

Independent Living at The Osborn allows residents to live a maintenance-free lifestyle with access to community amenities, wellness programs, dining options, and social activities in a vibrant, connected environment. Assisted Living at The Osborn provides customizable health-focused support for residents while still encouraging meaningful engagement.

How does a Life Plan Community differ from a Rental Community?

Life Plan Communities, such as The Osborn, provide their residents with a full continuum of health options in one campus, as well as access to a wide range of services and amenities. At The Osborn, we provide peace of mind in knowing that health services are available, should the need ever arise. 

In contrast, most rental communities do not include health services for their residents. If they do include health services, there is no guarantee of priority access or pricing for residents.  

Since medical services are generally not offered at a rental community, residents requiring medical assistance while they recover from injuries or illnesses are often required to move from their home during their greatest time of need, resulting in a physical adjustment in lifestyle, as well as mental and emotional challenges. 

What is the difference between a Type C Community like The Osborn and a Type A Community?

Type A contracts present an all-inclusive bill with high prices and fixed costs. Type C (Fee-for-Service) contracts have lower initial costs and monthly fees, which cover housing and amenities, and flexible market rates for any assisted living or skilled nursing care needed later.

The main difference is that with Type A, you pay in advance for your healthcare, while with Type C, you pay as you need it.

Are there tax advantages associated with a move to The Osborn?

Although tax laws are subject to change, many residents of senior living and Life Plan Communities can deduct a portion of their entrance or monthly fees as medical expenses. Rules vary by state and individual circumstances, so we advise you to consult your tax advisor to determine what’s deductible for you and your family.

Can couples with different care needs live together at The Osborn?

Yes, as a Type C Life Plan Community, The Osborn offers flexibility that allows couples to remain together while their individual needs are met.

What healthcare services are available if my needs change later?

The Osborn offers personalized services for every stage as your needs change, including Memory Care, Skilled Nursing, Assisted Living, Rehabilitation, and Home Care services through Osborn Home Care.

I have long-term care insurance. Can I use it when I move to The Osborn?

Your long-term care insurance can work hand-in-hand with The Osborn. When you access any of our health-related services, such as Assisted Living, Memory Care, Skilled Nursing, Rehabilitation, or Home Care, you may receive benefits directly as the policyholder.  

Long-term care insurance typically does not cover Independent Living costs. Review your specific policy with your insurer (and our team if needed) to confirm eligibility and benefits before moving to The Osborn. 

What’s included in the entrance fee?

The Osborn’s entrance fee is a one-time, 100% refundable payment at move-in. The amount depends on the size and type of residence you choose, secures priority access to our full continuum of on-campus care (Assisted Living, Memory Care, Skilled Nursing, Home Care), and funds community maintenance and amenities. Many residents use proceeds from selling their home. Your entire entrance fee is refundable to you, your partner, or your estate.

What’s included in the monthly fees?

The Osborn’s set monthly fee covers campus amenities, daily services, community upkeep, 24-hour security, and more. You also skip the costs and daily upkeep of home ownership, such as property taxes, repairs, yardwork, and fluctuating utility bills. With our monthly fee, even lightbulbs and doorknobs are included. 

Contact us for more pricing information

What should I look for when choosing an Independent Living Community in Westchester County?

When choosing an Independent Living community in Westchester County, NY, it’s important to consider safety, community, and flexibility. The Osborn offers a full continuum of care with access to Independent Living, Assisted Living, Skilled Nursing, Memory Care, Rehabilitation, and Osborn Home Care all on one campus, providing seamless transitions as resident journeys evolve. You can enter your next chapter of life with the peace of mind that The Osborn will handle the details and preserve your legacy.

Assisted Living FAQ

What services are included in Assisted Living at The Osborn?

Assisted Living at The Osborn is one of the most respected and well-established programs in Westchester County, NY. Our program helps residents maintain an independent lifestyle, while providing the necessary support with daily activities, uniquely tailored to each resident’s journey. Residents at The Osborn receive an individual service plan created by our care management team. Residents benefit from programming and services, such as Rehabilitation, Respite care for improving physical and emotional wellbeing, and the WellSpring Program. These services are part of The Osborn’s personalized continuum of care approach to senior living in Westchester County.

What is the difference between Assisted Living and Skilled Nursing?

The main difference between Assisted Living and Skilled Nursing at The Osborn is the level of care and medical support provided. Assisted Living supports residents with activities of daily life while also allowing them to maintain independence. The Osborn’s Grandview Assisted Living offers three levels of care: Assisted Living Residence (ALR) which is ideal for more independence with reliable support, Enhanced Assisted Living Residence (EALR) which is ideal for frequent physical support while staying in your home, and Special Needs Assisted Living Residence (SNALR), which is ideal for receiving Memory Care in a safe and engaging environment with skilled professionals. Skilled Nursing focuses more on providing medical care and supervision through services such as access to onsite medical directors, 24/7 RN coverage, access to short-term and outpatient rehabilitation, long-term care and round-the-clock visiting hours. In addition to medical support, Skilled Nursing also offers fully furnished private rooms, laundry services, housekeeping, and dining services providing residents with a luxury senior living experience.

Can residents age in place at The Osborn?

Yes, The Osborn is a Life Plan Community that supports aging in place through a full continuum of care that offers access to Independent Living, Memory Care, Rehabilitation, Assisted Living, and Skilled Nursing all on one campus. Residents can receive support and transition between levels of care with ease as they age in place at The Osborn.

Do I need to put money down for Assisted Living?

No. There is no community fee required for Assisted Living at The Osborn, a unique advantage compared to many other communities.

If I transition from Independent Living, what is the cost difference?

The cost difference varies depending on the apartment and individual care needs. Because The Osborn follows a care-inclusive model, pricing may appear higher at first glance but already includes many services that other communities charge for separately.

Does Assisted Living help with bathing, dressing, and daily activities?

Yes, Assisted Living at The Osborn provides uniquely tailored support that helps residents with activities of daily life while maintaining their dignity and independence. Each resident can receive an individualized service plan developed by our care management team.

Does Assisted Living include medication management?

Yes, Assisted Living at The Osborn includes medication management support. Residents have access to licensed medical professionals, Rehabilitation, Skilled Nursing, pain management, and more health-related services.

Do you provide on-site medical care?

Residents in Assisted Living have access to visiting physicians who make house calls at The Osborn. However, residents are free to continue seeing their own doctors if they prefer. While medical providers visit the community, Assisted Living does not employ a full-time, in-house Doctor.

Does Assisted Living provide any nursing care?

Yes. We have a team of licensed RNs and LPNs that can assist you in managing many chronic conditions.  The nursing team works closely with your physician to ensure the highest quality of care while you are a  resident of Grandview Assisted Living. 

Memory Care FAQ

What is Memory Care and who is it for?

Memory Care at The Osborn in Rye, NY is designed for individuals with varying degrees of cognitive impairment, dementia, or Alzheimer’s disease. The Osborn has a nationally recognized award-winning Memory Care program, housed in the Edward C. Pasciuti H.O.P.E. Center, where residents have access to life-enrichment opportunities such as gardening, educational, culinary, artistic, and social experiences.

What makes The Osborn’s Memory Care program unique?

Memory Care at The Osborn uses the H.O.P.E Approach, which is characterized by Home Environment, Optimism, Passion, and Empathy. Our staff cultivates a dignified, positive experience for our residents in the comfort of our 13-suite Memory Care center, featuring a secure garden, private rooms with bathrooms, a sunroom, creative arts center, and more. Memory Care at The Osborn also ensures safety and care with round-the-clock oversight by professionals certified in dementia care.

How do I know if my loved one needs memory care?

If you’re wondering whether your loved one may need memory care, be aware of potential signs of cognitive impairment, such as increased forgetfulness, disorientation, changes in mood, and more. The Osborn offers an assessment to help you determine if your loved one needs additional cognitive support. The Memory Care program at The Osborn is a nationally recognized, award-winning program that supports residents living with Alzheimer’s disease, dementia, and other memory related conditions.

What training do memory care staff receive?

At The Osborn, our staff receives continuous training in memory loss, dementia, and patient-centered communications.

What is the H.O.P.E. Center at The Osborn?

The H.O.P.E. Center for Memory Care at The Osborn is dedicated to caring for individuals living with Alzheimer’s disease, dementia and other forms of cognitive impairments. H.O.P.E. stands for Home Environment, Optimism, Passion, and Empathy, which outlines the program’s approach to care, safety, and support. As a part of The Osborn’s full continuum of care, The H.O.P.E. Center offers residents access to 24/7 dementia-care professionals, engaging daily activities, and a secure comfortable environment.

Does The Osborn offer private rooms for memory care residents?

Yes, Memory Care at The Osborn offers residents private rooms with full bathrooms.

Skilled Nursing FAQ

How do I pay for my stay in the Pascuiti Pavilion?

For short-term rehabilitation, you will need a 3-night qualifying stay in a hospital.  After that, we accept Medicare, Medicare Advantage and most commercial insurance plans with respective copays per the insurance plans. Private pay is available for long term (permanent residency), or if you wish to stay beyond your approved amount by the insurance company. We do not accept Medicaid as a payment source. 

What is Skilled Nursing care?

Skilled Nursing care at The Osborn provides 24/7 medical supervision, rehabilitation programs, and personalized support for individuals managing health conditions, illness, injury, or surgery recovery. At The Osborn, our award-winning Skilled Nursing community segment is part of the full continuum of care. 

What is the difference between Skilled Nursing and Rehabilitation?

Skilled Nursing at The Osborn provides ongoing medical care and supervision by licensed healthcare professionals. Rehabilitation focuses on therapies designed to help individuals recover mobility, strength, and independence after an injury, illness, or surgery. Rehabilitation at The Osborn offers fully equipped services, such as short-term and outpatient rehabilitation programs for flexibility with residents’ schedules.

Does The Osborn offer short-term Rehabilitation?

Yes, The Osborn offers short-term inpatient and outpatient rehabilitation services through The Pasciuti Pavilion in Rye, NY, and includes personalized care plans developed by our professional multidisciplinary team. Rehabilitation at The Osborn is designed for individuals recovering from surgery, injury, stroke, or other medical conditions.

Does The Osborn accept Medicare Advantage plans?

Yes, The Osborn accepts Medicare Advantage plans after a three-night qualifying stay in a hospital. The Osborn does not accept Medicaid as a payment source, but does accept Medicare, Medicare Advantage plans, and most commercial insurance plans dependent on coverage and applicable copays.

What is included in Skilled Nursing at The Osborn?

Skilled Nursing at The Osborn includes on-campus medical oversight, 24/7 RN coverage, Rehabilitation, long-term care, housekeeping, fully furnished private rooms with bathrooms, round-the-clock visiting hours, and a wide range of supportive services, tailored to each resident’s needs.

What is included in my cost of care? 

TBA

What are visiting hours in the Pavilion? 

Visitor entry to the Pavilion is available, 24 hours, 7 days a week. However, out of respect for other residents, we strongly recommend that visitors exit the building by 8 PM nightly. 

The Osborn Foundation FAQ

Is The Osborn Foundation a nonprofit organization?

Yes, The Osborn Foundation is a not-for-profit, tax exempt 501c3 organization. EIN #47-4600665. Any donation to The Osborn Foundation will be personally acknowledged and publicly recognized in The Osborn Foundation Report.

Is my gift tax deductible?

Yes, financial contributions are tax deductible to the full extent of the law. You should consult your tax advisor for information about tax deductibility.

Can I make a memorable or tribute gift?

Yes, any gift to The Osborn Foundation may be designated in memory of a loved one, family member, friend, colleague or caregiver. Gifts can be made online via the donate button below. If you are donating by check, please note on the check who you are honoring.

Make a Donation

What gift types are accepted?

The Osborn Foundation accepts gifts of cash, securities, and gifts in kind on a case-by-case basis in accordance with our Gift Acceptance Policy.

How can I increase the impact of my gift?

Many companies offer matching gift programs to employees, board members and retirees. Please check with the company you work for, or have retired from, to inquire about the details of their program. 

I’ve already included The Osborn in my estate planning, who should I tell?

Please download, fill out, and submit the Planned Giving Intention Form via email to clevy@theosborn.org.  You may also contact the Director of Development, Cathy Levy, at (914) 925-8372. We look forward to including you in the Miriam Osborn Legacy Society.